Dental insurance, whether you have a private plan through an insurance company or benefits through Medicaid and CHIP, can be complicated to navigate. That’s because every plan can vary; therefore, each of our patients’ benefits can differ. At Legacy Trails Dental of Plano, our insurance experts are known for their experience and helpfulness when it comes to navigating your Medicaid and CHIP plans. Below, we’ve included some helpful information, but rest assured that our Medicaid dentist in Plano will explain your benefits to you in greater detail when you visit us in-person.
CHIP (Children’s Health Insurance Program) and Medicaid both offer dental coverage for children under 18 years old. Medicaid also offers coverage for adults, but it isn’t as comprehensive as children’s benefits.
In Texas specifically, you can receive plans through DentaQuest, MCNA Dental, or United Healthcare Dental, with most of them having yearly maximums of about $500. This means that they’ll cover about $500 worth of dental services for your child throughout the year. However, even if your child meets this maximum, they can still receive coverage for additional services they need.
Children’s Medicaid and CHIP plans typically cover the following dental services from a CHIP dentist in Plano:
Usually, the services that aren’t covered by these plans are sedation services like general anesthesia and IV sedation, orthodontics, and cosmetic dentistry. Our team can help you determine whether your child’s treatment will be covered so you know exactly what to expect financially.
Medicaid coverage for adults doesn’t provide as comprehensive of coverage as children’s Medicaid or CHIP. In Texas, it basically only covers emergency dental services and examinations. However, the good news is that our office offers an affordable in-house membership plan to help offset dental costs and help you stay on top of your oral health. For just $36 a month, you can receive two exams and cleanings a year, necessary X-rays, an emergency exam, and 15% off all other required treatments. Call our office to learn more or sign up today.
The key to keeping your smile in good shape and avoiding the need for more extensive dental treatments is to come in for your routine dental checkups and cleanings with our team at Legacy Trails Dental of Plano every six months. During these visits, we can spot the early signs of dental issues and treat them before they become more serious as well as ward-off the threat of common oral health problems with thorough professional cleanings.